February 2011 Newsletter Benefit Insights® February 2011 Newsletter Do You Know Who Your Employees Are? In this issue: Introduction Who Are Your Employees? Independent Contractor Employees Not Working Full-Time What Does the Plan Document Say About Exclusions? Proper Classification Precise Document Language Election to Waive Benefits What Does the Plan Document Say About Eligibility? What…Read More

December 2010 Newsletter Benefit Insights® December 2010 Newsletter Plan Year-End "To Do" List In this issue: Introduction Establishment of a New Plan Required Minimum Distributions New In-Plan Roth Conversion Option Reporting Distributions Employee Census Data Collection Owners and Officers Related Businesses Required Testing Average Deferral Percentage/Average Contribution Percentage Tests (ADP/ACP) Coverage Test Top Heavy Test…Read More