June 2011 Newsletter Benefit Insights® June 2011 Newsletter Fiduciary Liability for Participant-Directed Plans In this issue: Introduction 404(c) Basic Requirements Automatic Disclosures Disclosure on Request I complied with 404(c), and all I got was this lousy T-shirt Compliance Challenges An Optional Safe Harbor Worth the Effort? It seems that every month there are new stories…Read More

April 2011 Newsletter Benefit Insights® April 2011 Newsletter Don’t let the QDRO be Worse than the Marriage In this issue: Introduction What is a QDRO Requirements Identification of the Parties Description of Benefits Purpose and Direction of Payment Prohibitions Inconsistency with Plan Provisions Amount of Benefits Conflict with Previous QDRO Processing Don’t Make Assumptions Death…Read More

February 2011 Newsletter Benefit Insights® February 2011 Newsletter Do You Know Who Your Employees Are? In this issue: Introduction Who Are Your Employees? Independent Contractor Employees Not Working Full-Time What Does the Plan Document Say About Exclusions? Proper Classification Precise Document Language Election to Waive Benefits What Does the Plan Document Say About Eligibility? What…Read More

December 2010 Newsletter Benefit Insights® December 2010 Newsletter Plan Year-End "To Do" List In this issue: Introduction Establishment of a New Plan Required Minimum Distributions New In-Plan Roth Conversion Option Reporting Distributions Employee Census Data Collection Owners and Officers Related Businesses Required Testing Average Deferral Percentage/Average Contribution Percentage Tests (ADP/ACP) Coverage Test Top Heavy Test…Read More